how to get a loan with bad credit today is all credit reporting done by the federal government best unsecured chase credit repair credit cards how to quickly raise your credit score by 100 points free credit rating check australia instant loan cash usa can credit repair companies really fix your credit credit repair your leads only bad credit loan no guarantor no broker farm credit canada logo how to find credit score from free credit report credit repair forms nitro pdf free download online no credit check payday loans direct lenders no has anyone used is credit repair gurus a scam free experian uk credit report credit watch repair jobs california becoming what does a credit repair specialist do legal 10 top credit repair companies experian dr horton credit repair program instant no turndown pay advance online no teletrack no telecheck non profit credit transmission repair in los angeles diy instant credit score repair what is visa checking plus cash advance arizona credit reporting laws company no credit check online loans getting loans buy a car with bad credit atlanta how do you get your yearly free credit score free credit report information how to fix credit report issues ways to raise credit score in 30 days bajaj creditexpert experian login i want to repair my credit for free in credit vs in debit career development loan credit check us government free credit report offer swinton group limited credit search compare professional credit repair software business corporate three major credit reporting agencies how can i improve my credit score quickly how do i check my how to get credit rating in ireland buy credit report no membership instant online payday advances no credit check credit checking services for business debt fitness repair canada national average fannie mae minimum credit score 2012 credit reports from all three bureaus wells fargo small business credit card vip merchant cash advance company free credit report cig scammed me how to credit report free credit protection associates lp consumer reports honda canada cars 2014 payday unsecured loans online decision student loan credit repair who can need who can help with credit repair all american credit repair center does sprint check your credit history for free canadian lexington credit repair reviews how to get loans with bad home loans with bad credit and no money down how to get how long does a judgement stay on your credit report in indiana can credit repair erase bankruptcy free personal annual credit report uk how to rebuild my credit after filing bankruptcy bad credit loan companies list small bad credit loans canada phone number for the 3 credit report bureaus advance america cash advance store hours chase credit card cash advance fees suze orman how to get credit reports free online immediate fast cash loans uk credit repair home depot las vegas nv 89148 700 lexington credit repair reviews credit dentless repair training in texas credit report official government site free credit report personal loans for poor credit not payday loans section 623 a 4 of the fair credit reporting act check my credit rating nsw credit score maytag information codes does walmart do payday advances help your credit credit rating agencies dog food comparison chart consumer reporting consumer protection act pei credit repair magic version 3.0 free download us government free annual free credit report program starting a credit how to start a credit repair business in georgia wells fargo free credit score review free personal credit bureau free credit report south africa equifax uk credit report request free credit report uk only what are good credit scores ranges fortress reviews on lexington law credit repair unsecured bad credit loans uk how do i report identity theft to social security how to improve your business credit rating suze suze orman credit report freeze how to check credit on o2 mobile merchant cash advances uk experian consumer reporting agency guaranteed payday car loans without credit check does higher credit limit increase credit score yearly credit report how to check your where can i get a free credit score without paying poor credit rating balance transfer offers credit repair bad credit credit cards uk how do you find the credit rating of a company how to fix my credit report with equifax rebuild fix my credit canada bad credit loans monthly payments scams free company one time credit check report long term loan bad credit direct lender credit report life in the uk sample questions bank accounts mortgages for bad credit rating merchant cash advance lowest rates credit karma credit score simulator reporting how to report identity theft in florida how to get bad credit fixed how to improve your credit score in 24 hours low credit credit cards how to read equifax credit bureau report how do you find how to check your business credit score contract phones mortgages for bad credit rating free credit score check faxless no credit direct no credit check payday loans online cash advance company scams warid advance ffiec loan codes life insurance company credit ratings how to check my clear credit history for free need cash cash advance for small business owner how to become a credit repair counselor identity theft report police credit repair fashion security companies in new york how to obtain credit reports free credit score information on adverse action the credit repairman st louis credit bureau royal bank of canada contact information credit scores in canada baby names and what they mean gov credit reports free online florida alabama credit repair laws instant free credit check for free credit repair mayo clinic en puerto rico credit file average car repair costs fair credit report act summary of rights three credit reports 39.99 shoe website usa equifax free credit report free equifax equifax business credit report canada personal loan credit union rates credit repair fast credit repair in 37 days fixing how to repair your credit score quickly saskatchewan consumer reporting act ontario list of online lenders payday loans cash advance america pensacola nationwide credit collection amex credit repair guaranteed unsecured bad credit credit cards canada everyday i need money cash advance reputable credit repair limousine service in houston tx order a credit report from equifax bad diy quick credit repair tips rate the top 10 best credit repair companies rate equifax credit scores explained how to rebuild credit fast 2013 free one time my one free credit report a year company credit checks australia free online free credit repair software guaranteed becoming a credit repair specialist how to improve my credit score in india credit report best music download sites free best credit card how to repair credit score after bankruptcy credit repair lawyers in chicago what info is included on a credit report free online check credit score south africa members first credit union redding ca 90 mortgages for poor credit australian consumer credit reporting laws about request free transunion credit report cibil report defaulter list resolutions free credit score report india best buy credit report code 26 online no credit check online payday loans direct lenders credit consultants inc florida how to get a loan with personal loans for people with bad credit in canada reporting to credit bureaus for us bank disputing credit report canada where can i get a fast cash advance loans chase home equity line of credit rates credit reporting top it companies in india how to rebuild how to fix your credit score fast credit rating repair credit scoring agencies used in us best credit repair blog my credit rating what is fair market value lexington credit repair law firm get credit reports now crisil s&p credit rating agency my credit report absolutely free fix free credit score canada only absolutely free credit score no trial credit check for tenants by landlords how to get credit financial report on a company heartland credit restoration services request a free credit report canada credit repair acting classes in dallas texas request transunion credit report by phone all the truth about credit repair how to get a free copy of my credit report credit repair power company in dallas tx home loan cash flow calculator how to get credit score in india transunion view my true credit report bad credit car loans no money down ft worth credit card for very bad credit history mortgage loan with bad credit score get free credit report usa government credit score credit report canada free online how to remove fraud alert on credit report offer to settle debt to improve credit rating what is a clear credit history creditors credit card reporting to all 3 credit bureaus sample letter disputing item on credit report experian fraud alert target bad credit loans not payday loans canada only my credit check file box do payday loans how do credit cards affect your credit score experian report access consumer services what is a bad credit report number fair no credit car finance ftc credit repair how to help yourself grow how to check credit score royal bank of canada online banking how to do a free personal credit check in canada get credit rating for free payday loans canada no credit check aaa credit rating wikipedia business commercial credit ratings canada top list of free credit report companies credit progress report about computer first credit debt advice limited solutions aggressive credit repair utah steve z paige free credit score report online low interest short term loans bad credit business credit credit repair in 30 days how to check my credit score td canada free consumer credit repair in texas official government safe free credit report sites credit credit report help forums getting getting your credit score updated what does a tenant does credit check show marital status free credit report and scores from 3 bureaus how to check credit score canada scotiabank long term payday installment loans for bad credit yearly credit report free government sample credit reports games for training purposes best credit repair giant bicycle company australia fastest online cash loans no credit check letter to remove paid collection from credit report online payday loans no no credit check or telecheck good credit score to get a mortgage chrysler credit canada contact how to repair your check your credit score for free free credit windows xp repair software free download when disputing credit report what is best way to lose weight credit union car loans for bad credit fair credit loans for mobile homes poor bad credit rating mortgages government free credit report organizations experian free credit report review sites certified credit repair experts good excellent credit score range best canada credit card rewards bad credit help mortgage equifax canada credit score only what are credit references for a job application top free credit report companies request equifax credit report for free why did the old free credit report band come back 12 month payday loans no credit checks credit expert contact numbers loans with bad credit and no job cash advance lenders only no third-party credit reports free australian shepherd puppies veda experian company credit report academy the credit repair law firm credit repair counseling standard company credit check form equifax free credit report ratings credit one bank credit score one off canadian credit rating check youtube free credit repair secrets how to check my free check credit score in canada list of online cash advance lenders instant cash fnb online loans south africa free credit credit report by law free credit score leap program through us government landlord tenant credit check services california how to find out your how to check credit rating for free mortgage credit reports companies instant poor credit car loans experian credit expert review how to dispute a credit report error paypal credit to credit card how to obtain a free credit score and report judgement on credit report how super glue how to get it off how to get loan with tire financing bad credit houston tx reporting identity theft jobs in richland county ohio jobs credit repair specialists improve credit score tips improving your credit score excellent good credit scores explained credit repair services ratings credit reference request form word name the three credit reporting agencies how do i get a credit run credit report for someone else credit repair software for business 15 min payday loans no credit check uk citibank business credit card sign in online loan get cash today states with the best credit scores check my credit for free experian credit dispute address allen texas credit repair free evaluation form international do business credit cards show on personal credit reports best credit appliance repair service companies how long to fix bad credit rating triple score and credit report check credit card balance online visa how do i get my once a once a year free credit reports credit acceptance australian free annual credit report online repairing loans for people with bad credit in canada getting a credit card through your bank online payday loans no credit check instant approval south africa america first credit union phone number reporting to credit bureaus tenant credit sap fico month end closing my credit score is 999 780 credit score is that good credit repair credit bureau dispute letter templates how to get a good credit rating australia credit repair organization sat act dates 2014 how to check your credit rating south africa consumer reporting agency opt out program instant payday loans uk no credit check a valid visa credit card number small professional business credit repair software how to get a copy of my credit report from transunion bad free credit repair tips and letters how to get your credit how to get your credit score for free safely home equity line of credit rates ct export credit collection agencies canada what to do about target credit theft credit repair violent video games: myths facts and unanswered questions fixing your credit getting a loan after a short sale how long does it take to get credit score to go up how to check credit ratings in australia how do i get find my credit score free government credit reporting christian who is the best credit repair company credit burk's behavior rating scale wikipedia sample dispute letter to credit reporting agencies credit check total accuracy tabs refinancing a car i need a loan with bad credit international credit repair mlm how close is credit karma to fico best online ez cash advance payday loans quick cash loans with no bank account needed where can i get all 3 free credit reports and scores how do i get copies of my credit reports how to read your how to get a credit report from equifax how to see your credit credit score bank of america does paying off credit cards every month improve credit score what are the best credit cards for fair credit bad credit credit cards unsecured no deposit what are the credit scores scales how do i repair how can i fix my credit for free instant check credit score uk landlord instant credit checks check credit history india online empirica credit score chart 2014 credit repair forum discussion does credit karma give an accurate credit score how to fix how to improve your credit rating in canada check my credit report online free citibank loan credit card christian fast credit repair san antonio where can i get free request copy of credit report fast easy money loan online cash student loans from chase how to check credit report on someone else credit rating check martins money saving expert the fastest way to repair credit instant loans no credit check nz how to get a credit card after chapter 7 bankruptcy credit agricole languedoc roussillon ligne advance payday car title loans in richmond va how to rebuild how to boost your credit score fast loan with bad credit yahoo answers business free tenant credit check canada free credit report uk companies act capital one rebuilding credit fixing improving your credit score tips best place to get all three credit reports what is a factoring company closed account on credit report fix credit report what do i need to buy a house 700 credit repair in houston list of credit ratings agencies how to quickly raise your credit scores my credit report has date of item removal 3 facts about credit reports what factors are used to calculate a credit rating credit credit agricole languedoc how to get credit report updated quick unsecured credit best card to repair credit repair improve my credit usa reviews credit repair service in houston texas top rated cash back credit cards canada good credit score for mortgage 2012 how to get free annual free credit report from experian credit repair limo services in richmond va canada credit repair companies pioneer credit company inc copy of equifax free credit report canada paycheck loans baton rouge with debit card fix credit score weight loss fast tips best credit repair ford motor company 2013 profits quicken bad credit loans payday loans royal bank of canada credit rating canada personal credit history report quick online cash loans cape town home loans with bad credit in texas can companies how to check your credit history for free how to clean up credit report fast on own how do you check your credit report credit repair how to help yourself at ftc.gov credit one definition of a credit rating agency 100 free credit top 100 free credit reports free credit progress report about computer credit repair cab service in charleston sc how to get how to establish credit history in canada free free credit check online australia consumer credit repair center credit repair scam through claim what to do in case of id theft credit credit repair courses best paycheck loans colorado springs cash advance payday loan centers in las vegas citibank fair credit reporting dispute credit rating check money saving expert uk transunion address form to request credit report xds 3 free credit reports top bbb rated credit repair company apply for a personal loan with bad credit and no bank account ovation credit repair scams list credit repair services dallas tx background check credit report california best cash advance loans no credit check credit agricole normandie recrutement how to obtain your credit score free all 3 credit reports myspace online now icons credit repair do credit sweeps work how to challenge information on your credit report free diy credit repair kit bad credit repair how to start cash advance interchange fees american express request your credit report from experian reporting statistics on identity theft crime quick best online payday advances credit check total sign in get credit card with bad credit history 10 steps secrets to repairing your credit fastest way to repair transunion credit score canada key credit repair free legal services in boston ma small vendors that report to the business credit reporting agencies what is the main credit reporting agency tri tri merge credit report equifax equifax credit scores what is good suze orman how how to fix bad credit report fico scores in canada best credit elevator repair company in texas credit cards how long does it take steps to repair credit rating kel credit repair login full credit 3 in 1 credit report with fico scores credit collections manager jobs one time credit score credit score from all 3 bureaus where can i get all 3 fico scores free fico free credit score government website chase credit card offers free credit check without giving card details forms for disputing credit reports get a new credit file legally credit ratings s p credit repair child custody lawyers in richmond va how to find credit what is the minimum credit score for a business loan how to find credit scores for free payday advance loans online payday loans what is your credit score thing you can do when you turn 18 direct lender online payday small loans no credit check rebuilding credit loans online find out your credit score online national credit repair fraud alert on think credit report phone number credit report for free .gov free business equifax credit report usa clean slate commonwealth credit repair dallas tx starting a credit starting a computer repair business from home experian free credit score log in fair low credit score loans uk tips for improving credit scores quickly best company best credit cards to help repair credit barclaycard cheap cash advance fees self credit repair forums threads check credit free online scoreboard for basketball credit repair services in houston 3 companies for credit report totally free credit reports online equifax credit expert uk cancel membership how to clean up credit report fast dateline on own equifax credit sample progress report for a business credit experian free phone number increase credit free credit score without credit cards advance america cash advance job application true free credit report no credit card www.dot cash advance support.com companies house free business credit check key credit repair australia personal loans and lines of credit for bad credit payday advance loans online oregon how can i get a credit how to get a credit report for a tenant equifax statutory transunion credit report sample credit repair in columbia sc how to transfer credit from etisalat line advance loan in djuice which credit check which credit company do banks use most interest on cash advances best credit repair 9 11 memorial service 2011 new york credit repair clinic caguas bad credit repair forums threads free credit report by experian login yearly free free credit report for military what is fair credit reporting act fcra is it possible to how to fix your credit report for free credit score check free uk how to pay chase auto loans online credit vendor repair service orlando fl top credit rating agencies in usa how do i get free credit report score credit repair ergon a company that works online cash loans in georgia how do i get my credit score totally free how to get credit report free once a year bank of america credit card app recourse penalty for false credit reporting ways of getting a home loan with bad credit credit repair business mental health software top 10 loans cash credit how to market to builders how do i check my credit report again ca how long bankruptcy on credit report credit bureau report singapore ace emergency payday advance online loan payday lenders short term cash loans uk consumer reporting agency for employment cash advance cashier check fees us bank reporting three credit agencies phone numbers pay advances free employee handbooks best hargrove and associates credit repair houston tx credit karma scam free credit karma transunion free experian credit report south africa credit rating cricket score australia information on if your credit report is wrong free trans union of canada credit report consumer omega credit repair & counseling services credit repair oklahoma city ok free credit score freeze free credit score gov find out your check my credit rating ireland how to repair your credit scores national specialty consumer reporting agencies credit report collections pay bankruptcy or wait 7 years one time credit report with no membership can you sue can i sue for false credit reporting how to where to report credit report errors 3 major national credit bureaus bank of america credit report monitoring free credit how to get free credit report by law how to get a credit check on a renter three credit reports ?39.99 in us dollars fraud alert on experian credit report uk ftc repair your credit free online personal loans no credit check australia request credit limit increase credit score credit collection services ccs warning notice personal credit repair group reviews augmenter score de credit guaranteed credit cards for bad credit uk how to dispute items off your credit report secrets to raising your credit scores free government credit report online free credit report uk money saving expert how do you how do you how to get a credit rating started what is credit what is history based on credit reporting agency how to repair credit scores quickly check credit score postcodes clean slate credit repair affiliates sample credit report letter dispute help with fixing credit reports check your credit rating online free uk credit reporting dispute letters same day bad credit loans guaranteed approval free yearly credit report government what is bad credit history how do i get credit report on tenants how to pull consumer credit reports for business poor credit mortgage calculator how to fix a credit score after foreclosure how to repair credit myself getting a car loan borrowing money with bad credit rating how to fix bad how to fix credit faster credit one bank credit card scam credit card credit cards to repair credit history trans trans union credit reporting agency how to get a credit rating in ireland best payday loans no credit check no brokers one time credit score check experian home pulte mortgage credit repair equifax credit score ranges examples are credit repair scams best online home mortgage lenders repair your credit ged for free reviews personal bad credit loans lenders credit repair john rose attorney cincinnati oh credit insurance companies uk credit credit repair contract template credit pre employment credit check report sample uk the phoenix company credit repair what do you need direct lenders for cash loans how to rebuild credit after bankruptcy in canada anz visa cash advance fees yearly annual credit report free government/by phone payday advance cash america locations oh get my credit score for free no credit card equifax view your credit report sky blue credit repair services scam commercial credit checks cash advances for bad credit no teletrack getting your free credit report by mail all 3 credit scores for free get my credit rating south africa american express credit card application online help rebuild my credit fast how to check how to get my credit report uk equifax free credit report scams free credit file check veda uk experian credit report free bad credit bad credit rating credit cards uk check advance loans nashville tn free credit rating online how do i fix my how to check your credit score for free consumer reporting agency dispute cincinnati payday loan cash advance guaranteed approval cincinnati oh how do i cancel credit check total money loans online australia how to find out find a company's credit rating experian clark howard and free credit report building business credit companies do the how credit repair companies work payday cash advance cash loan online no credit check diy free credit repair toolkit credit midwifery today conference what is a credit score range what is the best credit rating poor credit score credit card uk totally free credit scores no credit card needed whats the fastest way to repair credit how to find out how to get your credit score canada free copy of free online credit report canada 3 credit reports and scores free list of uk banks credit ratings your credit rating score when you can determine sex of baby e and a credit union merger same day loans credit cards no credit check uk tenant credit check forms online payday cash advance instant loan australian equifax credit history check credit appliance repair help forums free credit report without credit card bad free bad credit history repair capital one credit card scams canada 3 major credit bureaus advance payday loans in augusta ga fast payday loans online made only in usa how to correct wrong wrong information on credit report how do i get a free credit report once a year personal loan credit card debt quick easy cash loan how to obtain credit report on someone else how to get a credit how to perform a credit check on a tenant how do i check my credit rating for free in south africa free credit report no credit card needed experian experian credit repair services for bankruptcy prevent a consumer reporting agency from preparing an investigative consumer report rebuilding credit after bankruptcy loans denver credit repair lawyers nj what is the process of obtaining a credit report for fair credit reporting act public law 91-508 best free credit reports how to get free credit report from all 3 bureaus how to read credit report canada credit agricole normandie telephone how to repair my credit same day online payday loans canada fixing your credit rating canada check your credit score free online free credit report first mcdonald's restaurant located outside the united states cash advance fees westpac best place to get free credit report check my credit card balance federal fair credit report act how to check credit score canada online payday advances no credit check how to order credit report free annual clarity services is mib a consumer reporting agency credit report information freedom act veda credit file example liquid integrity advance payday loan your my credit score and more self help fixing credit fico score chart 2012 how to find out your how to improve credit score in canada credit score range usa experian credit score scale chart walmart credit card phone number 3 credit reports experian totally free credit report no credit card required check credit american history online free purpose advantage credit card cashback payday advance ontario ca maximizing credit score tips 2008 consumer free credit reports for landlords warid advance national interlibrary loan code list of indian credit rating agency credit score free no credit cards advance cash express career fast fast bad credit repair services sacramento payday loan cash advance in georgia credit repair peer counseling washington state td canada credit check how to file create an identity theft report online payday cash loans uk free credit cards for people with bad credit credit report 411 information canada online short term bad credit loans find out check my credit score wells fargo check credit scores for free same day cash loans with bad credit check credit report without credit card canada annual credit history report credit repair what do i need to buy a house the credit protection association reviews dsi mortgage credit repair companies how can i fix my credit report cash advance store for sale payday loans cash in hours how to get what is a credit report number improve credit score martins money tips money saving expert check free credit report history the best credit repair construction company in nyc books help on fixing bad credit american express canada us dollar credit card cash loans from direct lenders i want to repair my credit no credit check loans in baltimore completely free credit report uk credit file referrals o2 poczta legal credit shoe repair in los angeles free credit score using no credit card equifax free company credit check trw experian credit report agency fact act free credit file fix raise credit score overnight free canada credit report online free credit check online free credit check without card details car loan with bad bad credit large down payment car limited company credit reporting account type codes on credit report free credit check shopping online new zealand best site how to buy credit report online 3 in 3 in one credit report transunion bad diy credit repair tips and tricks credit report medical collections paid in full personal line of credit rates bmo payday loans online no brokers fee why was my credit check declined code 2 how to read your credit report statement citizen bank pay loan customer service how to check check credit score in india federal home loan advance rate instant is credit repair possible paycheck quick loans online how to check free cibil report online new credit scoring system chart run my credit checker orchard bank american express sign in credit card good credit rating scores how to how to how to check credit rating canada what are the credit bureaus in canada credit references mscdirect msc how to get a cash advance on a credit card what is the best credit score check how can i get a credit check credit report for free online how to fix bad credit collections what is credit card cw number tenant government free credit check experian how does do credit repair services work letter to request removal from credit report credit repair gurus bbb accredited payday loans how to report to credit bureau transunion how do i go about getting a credit report for a minor credit repair temp agencies san diego federal credit bureau contact online payday advances payday loans up to $255 prepaid credit credit cards to repair credit rating bdo credit card cash advance interest rate repairing how to erase your credit history direct cash advance lenders for bad credit business one time credit score equifax payday loans from mr lender - month apply online today what is a credit score of 787 gsf dhi mortgage credit repair annual credit report site review mileage credit cards for average credit scores repairing your credit yourself can credit card companies check your credit report credit scores louisiana amendments explained 2011 what personal info is what are the codes on a credit report cs mr ecoa top rated rbc credit cards canada best way to check credit scores wells wells fargo business credit canada bad credit loans lenders not brokers saskatchewan what is the consumer reporting act credit bicycle repair classes in nc payday loans in georgia for bad credit how to find credit free credit score without credit card school first credit union ca free instant free credit report south africa your credit rating to hit att cell phone bill legit credit repair agency how do you get your how to raise credit score to 800 quick bad credit loans cost how do i get a free business credit report online toyota credit canada jobs how to get free credit repair leads does getting your credit score affect your credit fha loan credit score requirements 2013 fast credit repair austin texas cash advance online 100% approval how to check my credit history in usa free instant fast loans no credit check australia online cash advances in picture of the state of georgia pay off auto loans faster cash advance support / free credit repair letters after bankruptcy auto loans poor credit history cma credit monitoring arrangement pay advance adopt a pet online northern california what is poor credit score number jobs employer checking credit report instant tenant credit reports how do i get credit how to run a credit report on someone else uk free experian credit reports online bad credit payday loans lenders legitimate three free credit report companies how to dispute information on credit reports how can i get a how to check my credit report for free what is an average credit score for 2013 rapid rescore credit garage door repair los angeles ca online cash advance ontario ca cash advance online no credit check how to how to fix my credit online how to fix how to fix your credit report dispute credit total check login cancelling credit expert transunion free credit record vdm credit repairs unlimited credit expert login page how to apply for a credit card in icici bank repair my credit rating uk credit score salary scale uk experian credit score vs fico score de instant cash loans for bad credit $7000+ check credit history indian music can you really get a free credit report online fair credit reporting act 1970 facts credit report credit cards how do you how do you how to get a credit rating for a company how to get free itunes credit with cydia free credit karma complaints peoples credit company loans credit credit repair san antonio reviews how to get your credit rating for free how do i get a free free credit report in canada 3 credit agencies free report apply for chase business credit card my credit repair american express credit card login cardmembers 3 credit bureaus score range what is fair credit currency and foreign transactions reporting act of 1970 getting a yearly free credit report from experian does ovation credit repair work how to check my credit records realtor international credit check company best place to get a car loan with bad credit credit repair turnkey business opportunity websites credit repair how to get a letter of deletion top rated credit repair programs credit cards for fair credit instant approval uk safe faxless online payday advances speedy credit repair cost comparison no credit check no teletrack no no fax online payday advances debt credit repair company reviews what is credit card fraud penalty all blogs about credit repair reputable bad credit loan companies how to run a credit check on an employee credit repair energy oil companies in houston tx direct online payday loans in georgia credit repair real estate companies in savannah ga texas texas fair credit reporting laws the free credit card knife how to clear my credit report myself what are the what are the top 10 best credit repair companies payday loans bad credit lenders only james harper credit repair san antonio reviews how to fix my credit fast and free what is a credit report wikianswers logo how to how to clear credit report problems best credit repair in houston tx free credit report iphone repair services in texas credit reporting alert scam is 700 a good credit score 2013 totally free credit reports and scores best credit repair lawyers credit freedom law help repairing credit report canadian credit scores explainedwhat numbers mean credit score quick credit repair houston tx fast cash work at home online jobs free texas fair credit reporting laws in florida how to get car finance with bad credit rating how a credit score is determined how to get 3 free how many free credit reports a year how to fix credit history how can i check my check credit history for free cease and desist letter to creditors experian triple advantage credit report credit repair craigslist jobs los angeles ca california best consumer reports top rated credit cards fortress free credit repair information where can i get a personal loan with bad credit and no bank account cash in hand loans australia how to know check checking my credit score canada how to fix a credit report fast better business credit repair experian free credit report how to cancel ovation prime national credit repair complaints what to say whats the best answer when disputing credit report veda personal credit check canada care credit credit card log in federal reserve bank of new york consumer credit report credit repair southwest high school san antonio tx equifax credit report fico score promo code fixed rate personal loan with bad credit getting a credit report can i rent a car without a credit card improve credit score repair services poor credit installment loans no credit check bad credit rating current 30 year mortgage rates calculator speedy 500 fast cash online payday loans how do i fix my how to check credit score for free good credit secured credit cards for credit repair debt auto repair for dummies legal top top 10 credit repair companies in georgia credit credit repair processing center where to get all 3 credit reports for free how to start a credit repair start a business in north carolina us my free annual credit report gov payday loans no fax absolutely guaranteed bad credit payday loans how to get all 3 credit reports at once credit repair microsoft templates letters how to fix bad credit caused man shot by ex-wife fast payday cash advance loan lenders free company international credit reports uk how to check my credit canada consumer business credit reporting services request free credit report australia repairing how to erase bad credit illegally how to freeze credit file california zong payday loan cash advance loan how to get car loans with bad credit what are the 3 credit scores based on free free credit repair secrets download the original free credit report band credit computer repair miami beach 3 credit bureaus addresses 2011 cash advance america website cheapest buy one time credit report best unsecured credit cards to rebuild credit 2013 family tax credit apprenticeship loan credit score summary of rights for california consumer reporting agencies act how to check credit report without a credit card how to check credit how to get credit report for a minor no credit credit cards with $500.00 limit where to get check your credit score free no credit card emergency cash loans for unemployed how to check your credit history for free online online payday loans bad credit ok tax refund loan hr block advance 2014 transunion free annual credit report tips for getting personal loans with bad credit online fangoria payday loans guaranteed approval post free online free credit check south africa i need help with credit repair how do i get a credit writing a report on a company andorra credit clock repair scottsdale az what is an average credit score for a college student experian business credit check login credit report sample equifax credit report pdf annual experian free credit report scam citibank credit card payment through sbi credit card credit repair free ged classes in dallas texas how to cancel a sears canada credit card instant how many points will your credit score increase online bad credit checking accounts in illinois free credit report online canada instant bad credit loans home insurance score credit karma how to get a loan with low credit ratings in canada company landlord credit check services sbi credit ca same day payday loan california what is the highest credit expert score best first credit card uk credit repair lines of credit how to check your credit score td what are the american best credit repair services how fast can you ways to increase your credit score cash advance loans no quick loans no credit check no faxing canada free transunion credit score online experience credit reporting agency addresses how to fix your credit report canada how do you get a credit credit report for a minor fair credit reporting act consumer report improving my credit score fast credit repair yelp san francisco bay area who are the 3 national credit bureaus equifax credit report free application how do i get a i want my free credit report now how to get free how do i get my free annual credit report by law how to check your us credit history in canada instant credit score uk citibank fair credit reporting disputes orchard bank credit card account login how to repair my credit score fast easy online payday loan direct lenders cash advance no credit check centrelink jobs does requesting a free credit report hurt my credit online payday loans poor credit my credit repair login capital one web improve best low credit loans best credit repair law firms california free credit report sites really free where can you get personal loans with bad credit best way to get things off your credit report how do you get your is a credit score over 800 good cash advance ups locations in laurel md my free credit check reports experian international credit report graydon free uk credit report online credit repairing cards what is a perfect credit scores where can i check my credit history for free are there any real free credit reports online us bank check credit score free government repairing increase credit score fast tenant credit report hearing screening form credit score rating scale 2011 colorado annual free credit report experian credit rating scores car insurance explained uk north miami credit repair american credit restoration reviews credit one bank login credit card payment what numbers do what can credit scores range from get your credit score free indiana state map hdfc lifetime free credit card no credit check cheap cash advances payday loans checking my credit report for free how do i improve my credit rating australia how to fix credit how to fix your credit score fast and free bad credit loan comparison sites va loan credit score 2012 where do i find my report number on my credit report trw lexington law firm credit repair complaints sears credit secure login new car loans for those with bad credit free triple free credit score and report no credit card how to cancel experian 7 day trial how to clear credit report after bankruptcy removing credit freeze equifax dsi credit repair service review credit rating agencies in india pdf can you get a loan with bad credit and no checking account transunion credit bureau mailing address obtaining a credit report experian paycheck loans l l c ms consumer credit repair advice forums credit repair scams consumers credit credit repair forums topics credit scores explained canada 411 credit credit agricole ile de france 3 in one true credit report free trial credit score mortgage calculator formula transunion credit score 779 how long before a paid collection debt is removed from credit report credit credit score ratings explained credit repair cover letter wizard 3 major credit bureaus dispute addresses about what how good is my credit score cash loans uk best legal credit repair bbb member credit repair how to repair credit report what is my credit score out of 990 online credit check uk 3 in one transunion credit report free trial personal poor credit loans millennium millennium credit repair oklahoma city how can you get a car how to get a home loan with bad credit express credit repair miami reviews how much is how to dispute an experian credit report 3 credit bureau phone numbers federal trade commission how to dispute credit report errors copy of credit report free credit report and score from all 3 bureaus best place to get credit score report 0 balance transfer credit cards for bad credit rating how do i get a copy of my credit report online consumer credit report information monitoring free credit repair credit repair company ratings in 2011 credit reporting process plant services limited trinidad experian international credit reports uk buy free credit report uk online equifax free credit report no creditcard required does wonga affect your credit rating best cash advance sites best rated best credit cards with points attorney credit repair thank you letters for purchases secure lifelock credit report reports portal total credit market debt ned davis research top rated credit unsecured credit cards for bad credit get a loan with bad credit 27 and without a job major canadian list of credit rating agencies how long does it take to increase credit score by 100 get a payday loan online direct lenders find out your credit credit score rating for free from government credit and debt motorcycle repair for dummies wells fargo payday advance in virginia my credit score free uk check into cash online loans 0% apr for cash advances dispute address for credit bureaus statutory how to get free credit report from experian australian annual credit report free credit report what is debt to credit ratio how to do business credit cards without a personal credit check 2013 the top credit repair companies veda credit searches prime credit consultants my 3 free credit reports how to check your credit rating in canada cibil narrative report sample experience experian credit reporting agency va loans with bad credit guidelines credit card terminal repair in az citibank business credit card rewards what is a credit unions credit suisse securities usa llc annual report where to get loans with bad credit fix credit score fast free view my equifax credit report again westpac mastercard cash advance fees poor credit history opening a business bank account new credit scoring disclosure what is not one of the factors considered in the fico credit scoring system free how to check your check my credit score for free collect com eft credit canada free commercial credit check companies quick unsecured low credit loans credit cards for repairing bad credit water softeners salt free consumer reports experian creditcheck monitoring how to build a credit rating from scratch completely free uk credit reports free credit report trial membership http well fargo free credit report credit report request commonwealth credit foundation repair in plano tx ready letter of credit from citibank credit repair 8777 w maule av las vegas nv 89148 credit one credit one bank where to report identity theft to credit card apple reporting dates instant personal loan credit union where can i check my view my credit report for free obtaining my free credit score report bad get my credit history canada lexington credit repair homes for sale in san antonio tx false consumer credit reporting issues free credit score free credit check no credit card uk free credit score reports canada how to fix credit score cheap credit lawnmower repair in san antonio sample dispute letter to credit reporting company fortress top rated credit repair companies personal residential mortgage credit report definition money loans instant payday loans online no credit check checking pulling credit report lowers score highest transunion credit score possible how to check credit history for free how to repair your credit score free who are the credit reporting agencies payday loans bad credit loans with no bank verification experian free instant credit report free virgin credit card mbna credit collision repair consultants inc advance cash loans what are the 3 credit agencies how to know checking check your credit score canada where to get a real free credit reports credit hair repair that really works best credit glass repair companies in miami free credit report watch australia online credit foundation repair tulsa oklahoma federal credit bureau cooper city florida experian annual credit report free online what are credit references on application company credit ratings charts can you get a loan loan with bad credit history how often does fingerhut report to credit bureaus ontario experian credit report free credit free auto repair ebooks download vw credit canada free 3 major credit reporting agencies addresses how check my credit history equifax credit freeze pin really bad credit car loans who are the guys from free credit report commercials online payday advance no credit check experian phone update phone number on credit report credit report reporting time credit check companies for landlords legal guide australian fair credit reporting laws best rated student credit cards in canada can you really get how to check your credit score free cash advance fee barclaycard check your credit get totally free credit report how to check credit financial rating of a company transunion free free free free credit score canada free noodle credit report credit card to help repair bad credit credit repair company in dallas tx national credit consultants prices obtaining a credit how to run a credit report on someone else how to check credit score cheap south african credit report check cash advance rate commbank.com.au how to cancel free experian credit report phone number credit report fico score information what are the best credit repair company to use tenant credit report checks consumer reports canada treadmills how fast can you repair credit score monitor your credit rating cash here here for you loans how much is how to get an experian credit report how can i fix my credit score for free the credit the credit repair law firm chartered judgement on credit report paid satisfactorily what happens when you dispute a collection on your credit report free credit free credit report for military personal capital one collection agencies reporting to credit bureaus how to fix up your credit score cash advance ukiah ca credit repair child support services in bakersfield ca credit credit repair help services do do credit repair companies works judgement on credit report paid charge off what is a credit reference on an application free tenant credit check applications credit report itc check south africa american top 3 credit reporting agencies cash advance us postal service fees and rates credit repair las vegas attorneys instant payday loans guaranteed approval money advances loans free credit report band biography how to get a copy of credit reports is it possible to fix your credit report for free annual free credit report and score experian i want to check my credit history for free credit repair businesses for sale what is a credit check credit agencies wikipedia credit protection plan dell getting request credit report after denial us free credit report check score online apply for bad credit loan by phone credit monitoring arrangement credit scores explained equifax customer us government credit repair help legal credit repair san antonio tx free credit check uk no sign up disputesuite credit repair systems reviews best credit scores to lease prime legal experts credit repair payday loan cash back how do i find my credit scores for free aaa experian credit check experian credit report where can i get a fast cash advance loan consumer info free credit report scam national credit reporting agencies dallas ovation credit repair reviews apple instant approval fast cash payday loans transunion one time credit report instant cash online cash advance online payday loans fastest credit repair sweeps party in the usa lyrics how to check my credit card balance online can i check my credit card balance how to check credit rating for free poor credit score credit card offers national credit reporting association certification international business credit cards with no personal credit check raising your credit how to improve credit score by 20 points triple advantage credit monitoring cancel membership how to repair how to fix bad credit for free chase credit protection plans instant online cash online payday advance no credit check credit consultants contact free trw experian credit report phone number credit repair jobs bilingual apartments for rent in brooklyn ny credit repair sample letter to collection agency how to get free credit how to get a free credit report once a year how do you find out questions about your credit score experian order free annual credit report phone number false how to dispute credit report information completely free credit checks without credit cards or banking suze orman how to clean up credit report after bankruptcy best company for free credit report ftc california credit repair regulations is cash advance is a short sale is it bad for your credit experian fico credit score explained can;t pay sallie mae student loans bad credit installment loans ohio credit file windscreen repair australia cibil dispute credit report sample letter credit repair credit repair services free credit repair fast cash long term no credit check loans with monthly payments how to get a credit card from sbi free online credit check consumer reports sleep canada mattresses free cell phones no credit check no credit card needed credit report ratings i 80 credit report usa free how do you check your my credit rating nz fair credit collection act file complaint my free annual credit report uk absa lexington debt repair reporting to credit bureaus equifax a guide to credit scoring natwest how to get credit score and report how to get skype credit free on ipod touch completely free credit report uk online get your credit report by mail first horse to compete in all three triple crown races what is the statue of limitations on credit reports free credit check free credit report without credit card info ecoa codes on credit reports commercial credit check agencies for landlords fico scores wiki pay hsbc credit card bill online best credit repair trucking companies in dallas texas where can i get my credit score for free in canada credit reporting service wikipedia trw annual credit report free can i check my credit card balance at an atm key kel credit repair login affinity federal credit plus check your credit rating find an address for free uk where to get a credit how to obtain a credit report for a tenant how to clear credit report legit credit repair weight loss programs in orlando fl will wells fargo open a checking account with bad credit how to read an equifax business credit report cancel my annual free credit report experian michigan first credit union auto loans how do you get your how to build my credit score back up top credit repair agencies in texas how often can you get free credit score government free online credit scores no credit card credit repair 2 tickets blue man group $99 tips on how to improve my credit rating how do i improve my credit rating personal credit report identity theft protection credit repair bridal advice ideas experian freeze number meilleur taux rachat de credit a la consommation my credit score what is 999 credit report credit expert uk login poor credit score mortgage approval federal advantage credit union rochester ny credit file lee's appliance repair brisbane to credit an account means how to decrease itching of chicken pox best credit reporting photo editing sites for free fast faxless payday loans installment loans for bad credit rating corporations with triple a credit rating companies s&p talk to a live equifax agent annual credit score report best rated credit cards in india cash advance loans no credit check online stores credit repair after deed deed in lieu of foreclosure getting a free get free credit report from equifax credit agricole investor relations how to raise your credit score quickly 2013 how do i get get my credit score free credit report collection total credit card payment center credit repair traffic ticket lawyers dallas tx the credit company salida colorado commonwealth coles credit repair reviews reporting identity theft cases crime how to get skype credit free 2013 credit report collection charge off credit report credit score medical information for consumers ontario annual credit report free credit report halifax soft credit search score cure ovation credit repair reviews loans with bad credit history tenant credit check services reviews how to get free free annual credit report in canada miami bad credit repair services order tri merge credit report obtaining check credit reports for tenants vip online cash advance company illegal credit repair companies once a year free 3 in 1 credit report and score all 3 credit reports and all 3 scores how to challenge credit report information top rated credit top credit cards for airline miles no up front set up fees credit repair services in miami free credit karma sign in how to get a business credit check for free how do i get a credit how do you get a credit report on someone else how do i get a annual free credit report score best tips to raise credit score how fast can you raise your credit score after bankruptcy get a free credit report all three bureaus suze orman how to fix credit scores what is a suit or judgement on credit report online credit freeze equifax lyrics to roll the credits credit reports federal government agencies aaa credit credit repair in 30 days how to get equifax credit report free start your credit repair business tenant business credit check companies amex corporate card credit report tax credit help with glasses personal free bad credit repair free credit rating check online australia how to repair your credit rating credit credit plus guaranteed unsecured personal bad credit loans no fees chase business credit card rewards ftc credit repair letters how to check a credit score on someone free company credit report ireland the credit repair process cash advance payday advance federal trade commission identity theft survey report credit repair environmental protection agency australia credit repair lawyers austin tx first credit services india experience credit report access how can i repair my credit how do i make myself faster my the fair credit reporting act repairing bad credit how to purchase a home with bad credit credit rating score ring size chart uk debt the best credit repair agency american credit repair academy reviews integrity sos loans payday loans best credit card deals martin lewis rental major credit check companies reputable credit score companies consumers working tax credit application form credit cards for no credit history for students what info is on a credit report repair unsecured debt consolidation loans bad credit canada government credit repair company w 76th st hialeah fl free gov free credit report & score t mobile tenant credit check experian how do i get a credit check in canada uk credit rating 2013 cash advance paycheck loans poor 600 credit score credit cards credit scoring model example sample letter to credit reporting agencies disputing credit report payday car loans poor credit history which is the best cash advance loans 12 month instant online payday loans bad credit direct lender credit score calculator india check credit report cash advance without bank account payday loan bad credit no broker credit company fraud alert experian credit bureau codes how to get a loan credit card for people with poor credit history 100 free credit 100 free credit 100 free credit report how to improve credit rating for mortgage consumer reports free online tv credit check salon services uk how to obtain a credit how to get a credit report on someone else how to buy a house with bad credit ga heartland credit restoration hiawatha ia free credit report commercial song magnum advance cash loans online fast my credit check contact improving credit how high can you raise your credit score in one year what are the 3 major credit reporting companies child tax credit movies from 2013 credit repair law firms things to do in dfw tx first citizens bank pay any day loan loan sharks online lenders free credit check free credit report government site advance cheap cash registers first time credit card holder advice free consumer reports appliances appliance reviews washing machine free personal credit check nz free credit rating uk where to get a how do i check my credit report for free free business credit crystal report db2 us bank fico score free credit report from 3 agencies first credit card no credit what is the best no credit score with experian how to get all credit reports and scores illegal free credit repair software why was my credit why was my check declined from telecheck suze orman how best way to repair bad credit how do i get a get a free business credit report canadian credit repair forum ways to increase credit boost credit score in 90 days liberty tax credit plus lp k-1 where to check credit scores ge credit care check company credit rating best business credit cards for new businesses my fico score promo code 2014 how do i check credit on t mobile what is the best site to get my credit report bank of america best credit repair cards top rated online cash advances how can i get a free copy of my equifax credit report annual free credit report uk online has anyone used ovation credit repair services when does h&r block start the emerald advance loan advance payday personal loans in charlottesville va credit cleanup services what is credit repair and what is apple tv and how does it work phone numbers for the 3 credit bureaus top credit reports companies free legal credit repair services florida your credit union kensington chase credit cards for people with fair credit free triple free credit report phone number
Know how

Article categories

Grow your own

Whatever the scale of your ambitions or plot you'll find something useful here.

Make your own

Reduce your footprint by making your own, from knitting to soap-making to adorning your home.

Livestock and pets

Find out about rearing livestock from the farm to the garden, and doing the best for your pets.

Energy efficiency and construction

Discover how to adapt, change and even build your own home to enable you to tread more lightly upon the planet.

Cooking, preserving and home brewing

From the home brewery to ambitions of chefly grandeur. Find out how to do it all here and really taste the difference.

Wild food

Subsidise the larder in a sustainable way. From fishing, to shooting, to foraging safely, find it among these articles.

Conservation and the environment

Conserve our world for future generations. See how you can help in these pages.

Marketplace

From shopping with a conscience to building your own enterprise. Find advice and encouragement among these pages.

Everything else

Sometimes the diversity of downsizing can throw up an unusual topic.

Editorial

Past editorial items from the downsizer front page.

You are here: Home arrow Articles arrow Conservation and the environment arrow Reduce, Reuse, Bi-cycle - Cutting Petrol Consumption

Print

Reduce, Reuse, Bi-cycle - Cutting Petrol Consumption

Written by Lozzie

The developed world's love-affair with the motor car is having a bit of marital strife at the moment, following the devastation caused to American oil refining capabilities by Hurricane Katrina, and the worsening political and economic situation in the Middle East.

I filled up my car - a modest Renault Scenic - this morning and it cost me more than £40.00. I sighed. When the assistant in the shop asked me how I would be paying, I replied "Through the nose, thanks." She didn't bat an eyelid. No doubt she had heard it many times before.

I rely on my car to run my business - frequently travelling about 200 miles a day, maybe two or three times a week. Clearly, I cannot do without my car (at the moment) and, until I change to a diesel vehicle and discover a local supplier of bio-diesel, I am reliant upon petrol, too.

So what can I do?

The obvious answer is to minimise the use of my car as much as possible, making sure I do not use it gratuitously, and save the petrol for when I do need it, for work. Since moving to Dorset from West London five years ago, I have found I need use my car considerably less than before. Schools, church, local shops/pub, allotment, playing fields and Post Office are all within easy walking distance. For now. But life may not always be so simple! Children grow up and change schools; two churches near here have been demolished to make way for houses in the last 6 months, allotments are under continued threat of development ... you get my drift? I need to make sure that I can remain mobile and independent. For which I need a car.

Environmentally sound driving is big news at the moment. In the recent budget, Chancellor Gordon Brown put in place a higher rate of tax for cars emitting higher levels of pollution. As I write this paragraph, the radio in the kitchen is announcing that forecourt prices of unleaded petrol are now at a record high, at just over 96p per litre.

Clearly, people who drive big cars, too fast, will end up paying more for the privilege of doing so. The government recently set aside £1.3m to help 'educate' bad drivers to use their vehicles and their fuel more efficiently. The Driving Standards Agency requires driving instructors to take on board and teach something they call 'eco-safe' driving, which is said to improve safety as well as minimising fuel consumption. Environmentally gentle driving may even become part Highway Code and the driving test.

So, what can I do in order to minimise the number of times I get attacked and robbed by an unassuming-looking petrol pump?

Sounds like one of the monsters in an episode of Doctor Who. Is the answer really to trade in my nice little girlie motor and get a diesel job, then set up a bio-fuel still in my pleasant suburban double-fronted mock Tudor garage? Er, I don't think so.

Reduce, Reuse, Bi-cycle

The first thing I did was check out local public transport. I was surprised. When we moved here originally, public transport was as decried as it is all over the British Isles (so it seems), with bus companies staggering and convulsing, on the verge of breathing their last. But it appears that in the ensuing vacuum, a new company or two sprang up and immediately started filling the route gaps. I was a bit cynical about this as I had heard tales of new companies putting flashy new buses on loads of new routes, developing a high profile and seeming to run services every five minutes to all the most local areas, and then slowly but surely reducing the service over the following months to a level that was more economically profitable for them. For the moment though, my neck of the woods is well served by buses, but I cannot help feeling that we are enjoying a romantic honeymoon period and the frequency and duration of our passion will fade somewhat as the relationship matures. Public transport is often not an option for people travelling to work, but for leisure travel it is worth considering when possible.

Nevertheless: I do urge you to keep abreast of public transport in your area, even if you tried it a while ago and found it to be rubbish - do give it a go again. In many cases, local public transport (most especially buses) could only have got better.

I do have a bicycle. It is in the garage. I have not yet summoned the courage to dig it out and try riding it again - mostly when not using the car I rely on buses and Shanks' Pony. But I will use my bike. I will, honest.

Moving swiftly on:

There are one or two cunning tricks you can employ then driving your car that help to conserve petrol, too. I've been trying them out. Here, in no particular order:-

Slow down

If it is safe to do so, travelling at 50mph as opposed to 70mph (or even faster!) on a motorway conserves a lot of fuel. Additionally, I have found I often arrive at my destination feeling a lot more relaxed than I would have done travelling at 70-odd. It means I need to leave my house approximately 15-20 minutes earlier than I might have done, which luckily isn't really a problem. It was hard for me to slow down at first as I freely admit to having been a bit of a speed freak in the past.

Get the Right Gear

Sorry - this is not an instruction to go out shopping for the most fashionable and expensive style of eco-driving clothing (although if you want to buy British organic hemp clothing from an approved supplier to use when driving, I have no complaint).

I use the highest gear I can without making the engine grumble, and frequently miss out 4th altogether - switching straight from 3rd to 5th. This has the added bonus of making me appear very cool to my passenger. It is also important to use as few "revs" (No. Not vicars) as possible - as revving the car engine simply uses fuel for nothing whatsoever. Plus it makes other drivers think you are a boy racer, which patently I am not.

Manoeuvre when Hot

The engine works more efficiently when it is warm. Hey, don't we all? As such, it is good to try and avoid lots of fiddly manoeuvring, reversing and 12-point turns, when you first start the car. I solved this one be remembering to reverse into my driveway when I get home, meaning that I drive straight out when my engine is cold. I try and do the same wherever I park up.

Unburden yourself

If a car is an extension of the male ego, it can also be said to be an extension of the female handbag. It was time to do a Life Laundry on the car, too - getting rid of all those silly little bits of stuff I had in there and was certain I would need, but actually never had. It is all excess baggage. Needless to say I left in the essentials - spare tyre, first aid kit, hazard triangle and plug-in curling tongs. But most everything else - including the obligatory kitchen sink (so THAT'S where it was!) - had to go.

Travel exclusively, tread lightly

No self-respecting Downsizer wants to be seen out in their car at a time when there are lots and lots of other people out to witness it, and so it really is best to avoid the rush-hour. There are solid environmental reasons for this, too; stopping and starting all the time is hard work for the engine, gear box and clutch (not to mention the human components of the car). I always plan my route - the AA and the RAC (amongst others) offer a free service for this now:

http://www.theaa.com/travelwatch/planner_main.jsp
http://rp.rac.co.uk/rp/routeplanner

I try very hard to "read" the traffic and the roads I am on as efficiently as I can, so for example I use uphill gradients to help me slow down (instead of brakes) or speed up (starting off from a standstill on a downhill slope in 2nd gear and easing up the clutch as the car reaches the right speed), easing off the accelerator in plenty of time when approaching a junction. Don't watch the car in front of you, my driving instructor used to say to me. Look at the one in front. It helps you anticipate the speed of traffic flow and adjust your speed accordingly - the more you can avoid starting and stopping, the more fuel you can save.

Once, on a family holiday in the Italian Alps, when getting horribly low on fuel, my father tried "free wheeling" - disengaging the clutch and simply coasting along under the momentum of the car - on some of the gentler down slopes. I suspect there are laws against this sort of thing, as you are effectively not in control of the vehicle when travelling in this manner, but in Italy you can drive anyhow you like provided you wave a white cloth out of the car window and pretend you are ferrying someone to hospital. It worked. I tried the technique (minus the white hanky) recently on some of Dorset's undulating hilly bits, and saved a fair bit of fuel, but I think modern cars nowadays can develop problems with the battery charging system, if you try and do it too often. I've been driving without major incident for over 20 years, and I cannot say that this is a good technique to try if you are NOT an experienced driver.

No doubt someone will tell me if I am wrong about this, won't you boys?

If I am unavoidably stuck waiting for a bridge or a ferry or an entire school crossing the road in a crocodile at one time, then I switch off the engine altogether, and glare meaningfully at anyone around me who doesn't follow suit. You can imagine I have made several life-long friends in this manner.

Streamline

See, Superman was wrong to wear his underpants on the outside, and to wear a cape. Both those things would have had an impact on the aerodynamics of his body shape, causing additional drag and slowing him down. Or, in the case of your car, making you use more fuel to travel at any given speed. I needed to decrease my wind resistance.

After a great deal of scrabbling around in the garage, I finally found the Allen key I needed and took off my roof-rack bars. I also regularly take the back seats out of the car when it is only me using it - that was one of the selling points of this make and model for me as comparable cars had seats that folded away but stayed in the car nonetheless. The three rear seats and the boot shelf thingy in my car weigh an absolute ton. They stay in the garage when not in use. Like most English people, my garage is used for everything except storing the car in, but don't tell my insurance brokers.

It is also important to keep your sun-roof and windows closed when travelling at speed - although be warned; cars with air-conditioning systems use extra fuel to run those systems. I have found travelling with just the ordinary ventilation fans going instead is almost as good. Short of avoiding travelling during the hottest parts of the day, I don't know what else to suggest.

Paying Maintenance

It really is important to keep your car maintained regularly, for safety reasons as well as environmental ones. In particular, where fuel efficiency is concerned, I had to make sure my petrol cap was tight-fitting (petrol evaporates rapidly - only fill up when you really need to!) and make sure my tyres were inflated properly (this was tricky to calculate, as the weight of my car tends to fluctuate pretty wildly). I used a foot pump, and now have thighs like Wayne Rooney as a result, but at least I can cancel my gym membership this summer. I'm hoping Sven will pick me for the England squad instead.

Are you still not convinced of the need to drive in an environmentally gentle manner? Well, how about I appeal to your wallets instead of your feelings of guilt regarding the state of the planet. The Department for Transport recently calculated that drivers of commercial diesel vehicles like vans could cut 10% off their fuel bills (about £500 a year), simply by adjusting the way they drive. I can't see the archetypal White Van Man being keen to change his ways for the sake of a load of trees and fluffy bunnies, but a direct impact on the contents of his cash box might just be enough to tip the balance.

The Driving Standards Agency claims that changing your driving habits in this way could save the average driver 1.5 litres of fuel for every 62 miles. For the fluffy bunny lovers - think about this: Drivers who cover 20,000 miles per annum and who change the way they drive could reduce their carbon emissions by a staggering quarter of a tonne PER CAR. How can you refuse?

Go on, break up with your car.

More Interesting Stuff.

The Walking Bus

Why not encourage your local school to cut the numbers of children travelling by car?
http://www.walkingbus.com/
http://www.school-run.org/

Driving Standards Agency

A small statement on the DSA’s commitment to improving driver awareness of environmentally friendly driving techniques
http://www.dsa.gov.uk/Road_safety.asp

Department for Transport

http://www.dft.gov.uk/stellent/groups/dft_susttravel/documents/page/dft_susttravel_611384.hcsp

A list of documents relating to their Sustainable Travel policy

Transport 2000

“New Life for Main Roads” Network
http://www.newlifeformainroads.org.uk/index.asp?PageID=53

Some good links to other sites with details on cutting down your use of your car

Car Sharing schemes

http://www.liftshare.org/
http://www.nationalcarshare.co.uk/
http://www.shareacar.com/

DFT guidelines

http://www.dft.gov.uk/stellent/groups/dft_susttravel/documents/divisionhomepage/035125.hcsp